When purchasing home owners insurance, there is more to the story than just purchasing enough insurance to cover the value of the house and its contents.
For homeowners insurance to adequately protect the owner’s investment in their home and personal property, insurance policies require that the insuring person has an [...]
A holiday season house fire is one of the most heart-wrenching experiences any family could deal with and is unfortunately seen happening by home owners insurance agencies every year, many times due to carelessness with holiday decorations.
Make sure your home is not one of the residences that experience a [...]
As the temperatures start to dip below freezing in Texas, homeowners insurance agencies are spreading the word to their customers.
Do not let your pipes freeze or you could be in for an unpleasant surprise!
According to insurance agents, it is easy to forget that this can happen especially when [...]
Your home insurance policy is designed to protect your house and personal belongings should some kind of damaging event occur.
Homeowners insurance policies do have limits and some may not cover everything you assume they would.
That’s why it’s so important that you understand what is actually covered by your [...]
The risk of flooding is on the rise, a concern that many homeowners insurance agencies are beginning to stress to customers across the country.
Though there are many reasons for increased flooding being seen throughout the country and in specific areas already known to have higher risk like parts of [...]
A home appraisal is an inspection that assigns a value to your house based on its size, age, condition, location, and other factors. These appraisals are essential before a buyer can obtain a mortgage or purchase homeowners insurance from local homeowners insurance agents.
As a seller, you [...]
January in Texas can be unpredictable, with temperatures sometimes dipping well below freezing for many days at a time. A common claim that homeowners insurance companies see during this time is frozen pipes and resulting water damage. Thankfully, avoiding the damage and inconvenience of frozen pipes is easy [...]
Lightning affects homes more frequently than most people realize, causing extensive damage in multiple ways. Because lightning strikes do not have to hit a house to cause damage, it is important that homeowners insurance cover this type of damage. This is especially true in areas where there [...]
College time is right around the corner and for those traveling to school, this means living in dorms or rented apartments. One common oversight that many parents make is failing to think about insurance and whether their kids are covered under their home owners insurance policy. Before you send your [...]
Flood insurance has become one of the most controversial topics that affects homeowners today, along with the homeowners insurance agents who serve them. Although the National Flood Insurance Program (NFIP) exists to protect property owners, there are certain faults with this program that prevent property owners from receiving the [...]
