Accidents happen and when they do, a well-written general liability insurance policy will come to the rescue for business owners facing a liability lawsuit.
Unfortunately, many business owners scrimp on their liability insurance, falling prey to the idea that “it won’t happen to them.”
Instead of risking not having enough [...]
Personal umbrella insurance provides inexpensive coverage where standard liability insurance protection ends.
Though the average individual may believe it to be a policy sold by their insurance agency that they have no use for, umbrella coverage can protect in some unexpected ways.
Find out why personal umbrella insurance is so [...]
Insuring a condo property is much different than doing so with a stand-alone, single-family home.
Unfortunately, this has led to many unit owners purchasing the wrong insurance for their condos, or none at all in the worst case scenarios, leaving them unexpectedly responsible for covering costly damages.
Avoid this possibility [...]
One of the most common causes of homeowners insurance claims in Texas is damage suffered during a convective storm.
Insurance agencies have seen a rise in these storms over the past decade or so, increasing home claims as well as insurance premiums.
To understand the effect these storms have on [...]
When purchasing insurance for a Texas rental property, landlords must address the issue of property vacancy and how it can affect their insurance coverage.
Property vacancy is a risk that is specific to rental properties and a protection that an insurance agent should include in any rental policy.
Read on [...]
Whether a person serves on their local HOA board or is on the Board of Directors of a business, that person has certain liability risks that may apply to them.
Director’s and officer’s liability insurance is coverage specifically designed to protect people in these positions.
This policy, available from a [...]
The population in Texas is growing in leaps and bounds every year and to keep up with that growth, a large amount of construction is needed.
Builders' risk insurance is an important protection that every Texas contractor needs.
Sold by insurance agencies that specialize in commercial insurance, business risk policies [...]
A new year is upon us and while only two months into 2022, consumers are seeing higher costs in many things including home and auto insurance premiums.
The economy is changing and as it does, it affects auto and homeowners insurance premiums in multiple ways.
Why are premiums rising?
Here [...]
If you run a contracting business of any kind in Bryan Texas, you are required to carry business CGL insurance to protect the people and property involved in all of your projects.
Whether your company is small or large or even if you are the only employee and work as [...]
As the holidays draw near, now is the perfect time for home insurance companies to remind customers to be safe when putting up electrical decorations, especially Christmas tree lights.
Though tree lights are much safer than they used to be, they can still cause fires when not used carefully.
