Whether a person serves on their local HOA board or is on the Board of Directors of a business, that person has certain liability risks that may apply to them.
Director’s and officer’s liability insurance is coverage specifically designed to protect people in these positions.
This policy, available from a liability insurance agency, makes serving on boards and providing these important services to companies and communities less risky for those involved.
An experienced insurance agent can help boards in a variety of settings choose the right policy to protect its directors and board members.
Anyone Serving As A Board Director or Officer Is At Risk of Liability
Serving on a board of directors for an HOA, a business, or even a charitable organization is a service that is asked of many people within a community or company.
In providing their services to these organizations, individuals may be at risk of lawsuits based on the decisions and actions that the board makes.
This risk of claims against those simply providing a service is serious and could significantly affect a board member’s business and personal life.
Fortunately, some insurance agencies offer liability insurance policies to protect people in these positions.
What Is Directors’ and Officers’ Liability Insurance?
Director’s and officer’s liability insurance or D&O insurance is an important liability policy that protects board members and directors against lawsuits filed against them.
These policies sold by liability insurance agencies are recommended for any organization that has a board of directors that makes decisions for the entity.
D&O insurance protects directors and officers of non-profit groups, HOAs, and businesses against liabilities relating to any actions or inactions of their board or decisions the board may make.
Watch This Video And Learn About D&O Insurance
In this short video, Brad Hurt who is a partner at Service Insurance Group, Inc., introduces the purpose and need for director’s and officer’s liability insurance and why it is so important for organizations with a board of directors.
Protect Board Members With Director’s and Officer’s Insurance
Director boards play important roles in their organizations.
When board members are at risk of liability lawsuits, it can be difficult to find qualified individuals to serve in those positions.
A director’s and officer’s liability insurance policy from an insurance agency experienced with this unique type of insurance can help.
Contact a local insurance agent who can advise on the best D&O insurance to help organizations protect their board members!
Need D&O Liability Insurance in Bryan Texas?
Contact Service Insurance Group For Help!
Call 979-300-7345 For More Info Today!
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