Accidents happen and when they do, a well-written general liability insurance policy will come to the rescue for business owners facing a liability lawsuit.
Unfortunately, many business owners scrimp on their liability insurance, falling prey to the idea that “it won’t happen to them.”
Instead of risking not having enough [...]
One of the most common causes of homeowners insurance claims in Texas is damage suffered during a convective storm.
Insurance agencies have seen a rise in these storms over the past decade or so, increasing home claims as well as insurance premiums.
To understand the effect these storms have on [...]
When purchasing insurance for a Texas rental property, landlords must address the issue of property vacancy and how it can affect their insurance coverage.
Property vacancy is a risk that is specific to rental properties and a protection that an insurance agent should include in any rental policy.
Read on [...]
As the holidays draw near, now is the perfect time for home insurance companies to remind customers to be safe when putting up electrical decorations, especially Christmas tree lights.
Though tree lights are much safer than they used to be, they can still cause fires when not used carefully.
The holidays are here and for many, that means it is time to decorate the house inside and out with strings of twinkling lights and other adornments.
For homeowners insurance agencies, it can mean an increase in damage claims, many due to fires originating with holiday lighting.
Christmas lighting makes [...]
Personal auto insurance purchased through insurance agents in Texas must offer drivers specific types of coverage to keep everyone on the roads protected. Although every motorist needs the same basic coverage, different drivers may pay different premiums to an insurance company for that coverage. Premium rates are generally [...]
