Whether due to overbuilding, changing weather patterns, lack of regulations, or other considerations, flooding in Texas is becoming more common.
Standard homeowners insurance does not cover damage caused by flooding.
To protect a home against flood damage, homeowners must discuss this protection with a homeowners insurance agent who can help [...]
How the Grinch Stole Christmas is a timeless classic enjoyed by kids and adults alike each holiday season while wrapping presents and setting them under the Christmas tree.
Sadly, insurance agents at agencies throughout the country know that the Grinch is real, at least as far as package and gift [...]
Football season is upon us and in college towns and major cities throughout the state and country, homeowners insurance agencies see many of their customers participating in short-term home rentals to out-of-town football fans.
Approached the right way and with the right homeowners insurance policy that covers this type of [...]
A new year is upon us and while only two months into 2022, consumers are seeing higher costs in many things including home and auto insurance premiums.
The economy is changing and as it does, it affects auto and homeowners insurance premiums in multiple ways.
Why are premiums rising?
Here [...]
Homeowners insurance companies are finding that the number of home-based businesses operating in America has grown exponentially in the past year and a half, largely because of the COVID-19 pandemic.
Moving work to home has been a great solution for many, whether running a small business from home or doing [...]
Since the year 2000, flooding has been the most prevalent and costly disaster affecting homeowners throughout the country, resulting in billions of claims to homeowners insurance and flood insurance policies.
Since its inception, homeowners have had the ability to apply for flood coverage from the National Flood Insurance Program or [...]
The holidays are here and for many, that means it is time to decorate the house inside and out with strings of twinkling lights and other adornments.
For homeowners insurance agencies, it can mean an increase in damage claims, many due to fires originating with holiday lighting.
Christmas lighting makes [...]
In the wake of the Covid-19 pandemic and other economic factors, Texas homeowners insurance companies and their insureds are facing unique, challenging times.
Construction costs are surging due to shortages stemming from production and supply chain breakdowns as well as other problems, all of which have created a trickle-down effect [...]
With college back in session and so many fans of the local football teams anticipating the upcoming games, homeowners insurance agencies see many homeowners looking to rent their homes out on game-day weekends.
Since weekend home rentals are in demand in some towns, it can be a great way to [...]
Flood insurance is important coverage that many homeowners should have as a supplement to their regular homeowners insurance.
This is especially essential in Texas, where much of the state is situated within different flood zones, some of which are high-risk areas.
The flood zones that homeowners insurance agencies use to [...]
