When purchasing home owners insurance, there is more to the story than just purchasing enough insurance to cover the value of the house and its contents.
For homeowners insurance to adequately protect the owner’s investment in their home and personal property, insurance policies require that the insuring person has an [...]
Home Owners Associations or HOAs are becoming more common as an increasing number of planned neighborhoods crop up here and there.
HOAs can offer many benefits; however, they also require taking another look at your home owners insurance.
While the HOA organization by itself will typically have its own insurance [...]
A holiday season house fire is one of the most heart-wrenching experiences any family could deal with and is unfortunately seen happening by home owners insurance agencies every year, many times due to carelessness with holiday decorations.
Make sure your home is not one of the residences that experience a [...]
Though it may not be a common occurrence, power lines falling in the wintertime can happen and cause considerable damage to your home.
More importantly, while your homeowners insurance policy will handle any physical damage sustained, downed electrical lines can be deadly to people and animals, so they must be [...]
Hurricanes are a growing threat to homes, especially in many parts of Texas and your first line of defense against them is a good homeowners insurance policy that adequately covers the structure and its contents.
Is your current policy limits still enough?
As any homeowners insurance agent can tell you, [...]
The holidays are right around the corner and you are probably already thinking about that delicious turkey that will be gracing your Thanksgiving table.
If company is coming, are you also thinking about your homeowners insurance coverage?
As silly as it might seem, it is something that homeowners insurance agencies [...]
Did you know that kitchen fires are the leading cause of home fires that result in a claim to homeowners insurance?
Cooking fires are common, especially during the holiday season when celebrating and cooking go hand in hand.
With Fire Prevention Day on October 9th right around the corner, here [...]
As the temperatures start to dip below freezing in Texas, homeowners insurance agencies are spreading the word to their customers.
Do not let your pipes freeze or you could be in for an unpleasant surprise!
According to insurance agents, it is easy to forget that this can happen especially when [...]
If you own a home, you obviously need home owners insurance.
Did you know there is a basic national form for homeowners insurance which may vary by state as to offered coverage?
In Texas, home owners insurance agents can write four different types of policies.
Purchasing the right policy for [...]
January in Texas can be unpredictable, with temperatures sometimes dipping well below freezing for many days at a time. A common claim that homeowners insurance companies see during this time is frozen pipes and resulting water damage. Thankfully, avoiding the damage and inconvenience of frozen pipes is easy [...]
