Although you may dread the bill when it comes, homeowners insurance is an essential part of home ownership that provides critical protection for your home and its belongings.
Home insurance rates can widely vary depending on a number of different factors, some of which may fluctuate over the life of the [...]
Your home insurance policy is designed to protect your house and personal belongings should some kind of damaging event occur.
Homeowners insurance policies do have limits and some may not cover everything you assume they would.
That’s why it’s so important that you understand what is actually covered by your [...]
Sometimes even those with the best intentions can make mistakes and miss a bill payment deadline.
When the missed deadline is a payment for home insurance, many homeowners absolutely panic.
Will this cancel my policy? Is my home now unprotected until that payment is received by my agency?
These are [...]
Hurricanes and severe storms can wreak havoc on your home, especially if there is flooding and other catastrophic damage involved.
A good home insurance policy is your first defense against damage to your house; however, be warned that there is certain damage not covered by most standard policies.
To make [...]
Many neighborhoods that include condos and single-family homes require property owners to be a part of a homeowner’s association. These groups carry home HOA insurance, which covers them against liability and other losses that occur within the community, protecting association members both legally and financially. Many association members [...]
To obtain a home owners insurance policy that provides enough coverage for all personal property, homeowners must have an accurate idea of their possessions and their value. Creating an inventory of personal property is the best way for homeowners to do this. Although not required by home insurance [...]
A homeowners association or HOA must have insurance just like individual homeowners. Home HOA insurance covers the association for risks involved with property maintenance and liability concerns in neighborhoods that have a homeowners association. Yet this insurance is different than regular homeowners insurance. Associations must ensure they are [...]