Spring is right around the corner and in Texas, spring weather brings storms. Lightning safety should be a serious concern in storm-prone areas, as not only is it unsafe, but it is also responsible for millions of dollars in damage to homes every year. Lightning preparedness is [...]
A homeowners association or HOA must have insurance just like individual homeowners. Home HOA insurance covers the association for risks involved with property maintenance and liability concerns in neighborhoods that have a homeowners association. Yet this insurance is different than regular homeowners insurance. Associations must ensure they are [...]
Home owners insurance is a staple that any person who owns a house needs to protect their dwelling and its contents. Yet what many homeowners may not realize is there are limitations on what property is actually covered by home insurance. In particular, this applies to antiques [...]