Home owners insurance is a staple that any person who owns a house needs to protect their dwelling and its contents. Yet what many homeowners may not realize is there are limitations on what property is actually covered by home insurance. In particular, this applies to antiques [...]
Owning a business is the American dream for many, an important means of livelihood for owners and their employees. To protect this dream, business owners should invest in the right type of business insurance that will protect a company against liability due to accidents and other financial catastrophes. [...]
Texas is one of many regions in the United States that experiences severe winds capable of causing a significant amount of damage. Not only does the state see deadly tornadoes and hurricanes, many areas also experience different types of straight line winds. Homeowners insurance companies know such winds [...]
Many neighborhoods that include condos and single-family homes require property owners to be a part of a homeowner’s association. These groups carry home HOA insurance, which covers them against liability and other losses that occur within the community, protecting association members both legally and financially. Many association members [...]
Spring marks the return of bluebonnets and green grass to Texas. It also signals the time when construction projects are again underway after the winter months. Spring is also storm season, which means that having the right builders insurance in place is important, before bad weather hits. [...]
Builders insurance is essential for all contractors, no matter what they are building or who owns the project. While there are differing thoughts on who should actually purchase builders construction insurance, there are more reasons why builders themselves should be the ones to take out these policies rather [...]
Getting married is an exciting time in a couple’s life; it is also a time for making some important family decisions. Marriage can affect personal auto insurance policies and newlyweds should research whether combining policies is right for them. Combining policies can offer some definite benefits; however, [...]
Contractors surety bonds insurance is financial security which assure that a contractor can complete a project as agreed with an investor. In the event that your business were to default on one of its jobs, your client can recover their monetary investment by making a bonds insurance [...]
During Hurricane Harvey, homes were not the only structures seriously damaged by floodwaters. Thousands of businesses also sustained damage, much of which was not adequately covered by business property insurance. Like many homeowners, many business owners failed to consider business insurance for floods until it was too late.
Purchasing the [...]
Bunk beds are a lot of fun for kids, and help adults handle the needs of a growing family. As any good homeowners insurance company can tell you, they can also be dangerous, and the cause of injuries to children, and property damage. Children are injured every [...]