Getting a driver's license is a huge step in every teen’s life. Once covered under their parent’s personal auto insurance, most teenagers are excited to get behind the wheel and learn what it takes to operate a car. To ensure teenagers obtain the best driving education possible, parents [...]
A homeowners association or HOA must have insurance just like individual homeowners. Home HOA insurance covers the association for risks involved with property maintenance and liability concerns in neighborhoods that have a homeowners association. Yet this insurance is different than regular homeowners insurance. Associations must ensure they are [...]
Building a new custom house can be a dream come true for many homeowners. It is a lengthy process; however, the end results usually give homeowners a house that fits them perfectly. Besides the many considerations that go into home design, permits, and other building concerns, those who [...]
Builders insurance is an essential protection that those who invest in commercial building projects must have in order to prevent expensive losses that can occur for many different reasons. Not every project requires the same type of builders liability contractors insurance, so this must be considered before [...]
To drive legally in Texas, all drivers are required to carry auto insurance. Texas has a specified minimum amount of car insurance that must be carried to drive in Texas. Yet does that minimum amount required by automobile insurance provide you with enough coverage in Texas? You may be surprised to learn [...]
Buying any type of insurance can be confusing, with a wide selection of insurance types and companies available to provide insurance policies. It is important to understand that not all insurance agents work for a specific insurance agency, as others work independently in a variety of ways. [...]
Fixer-uppers have become all the rage lately, with more homeowners remodeling older homes than ever before. Whether you purchase a remodeling project and plan to live in it or want to sell it after renovation, it is essential that you carry builders risk insurance coverage.
Available from any [...]
Spring is right around the corner and in Texas, spring weather brings storms. Lightning safety should be a serious concern in storm-prone areas, as not only is it unsafe, but it is also responsible for millions of dollars in damage to homes every year. Lightning preparedness is [...]
Builders risk insurance is a type of builders insurance that most construction and renovation projects require to protect the interest of all those invested throughout the construction project. There are some cases when building risks or exposures would be more effectively covered under different policy types. For a [...]
Personal auto insurance purchased through insurance agents in Texas must offer drivers specific types of coverage to keep everyone on the roads protected. Although every motorist needs the same basic coverage, different drivers may pay different premiums to an insurance company for that coverage. Premium rates are generally [...]