Homeowners insurance provides essential protection when an owner’s home becomes damaged in some way.
Typically, insurance agents see claims related to storm damage, fire, and other no-fault accidents or mistakes that cause damage to the house.
Other times, homeowners insurance agencies deal with more unique cases where another person might [...]
One of the most important advantages of having a comprehensive homeowners insurance policy is the protection against serious events like total loss fires that it provides.
Experienced homeowners insurance agents find that when families are displaced due to a fire, having the most thorough coverage on their policy matters.
A [...]
HOA insurance is something that every homeowner’s association needs.
Whether the HOA manages an existing neighborhood or when a new building project is begun, HOA liability insurance is critical protection for the association and everyone who is a part of the HOA
With so many potential liabilities faced by these [...]
Life insurance provides people a way to prepare for the inevitable, even when it comes too soon.
What many may not consider is how a person’s passing can negatively affect not only their family but also their business.
Key person business life insurance protects businesses in these cases in the [...]
A lesser-known policy that an insurance agency can provide is employment practices liability insurance or EPLI.
Insurance agencies may suggest this coverage for business owners as it can provide affordable protection against messy lawsuits that can quickly destroy a small business.
This real-life account of how EPLI from a business [...]
Over the last decade, employment practices liability insurance has become increasingly critical for business owners who face rising threats of employee claims against them.
This insurance provides essential protection for companies when disagreements between owners and/or management and the staff result in a civil lawsuit.
Most importantly, business owners should [...]
Whether a person serves on their local HOA board or is on the Board of Directors of a business, that person has certain liability risks that may apply to them.
Director’s and officer’s liability insurance is coverage specifically designed to protect people in these positions.
This policy, available from a [...]
The population in Texas is growing in leaps and bounds every year and to keep up with that growth, a large amount of construction is needed.
Builders' risk insurance is an important protection that every Texas contractor needs.
Sold by insurance agencies that specialize in commercial insurance, business risk policies [...]
Commercial property insurance is essential coverage that any owner of commercial property needs.
These policies are different than homeowner property policies, providing coverage for losses that are specific to commercial properties.
From groundbreaking to the completed project and beyond, an experienced commercial property insurance agency can help any property owner [...]
These days, more and more project owners are requiring payment and performance bonds from the contractors they hire.
Contractor surety bonds insurance provides important protection to project owners, but they can sometimes be difficult to get.
To resolve this problem, contractors should work with a business insurance agency that specializes [...]
