Wildfire activity this year is growing in central Texas due to increased temperatures and drier conditions, says the Texas A&M Forest Service.
When these naturally-occurring fires encroach on developed areas, they become a serious threat to homes and buildings that should be properly protected by a good homeowners insurance policy [...]
Time is money, especially in the construction industry, as a delayed start to a building project could create a domino effect that changes the entire project schedule.
As unexpected and unavoidable delays can become expensive losses, builders risk insurance that covers delays in start-up can soften a financial hit.
Unfortunately, [...]
Running a successful business involves input from a number of people, some of whom may have roles critical to the functioning of the company.
If your company has any such employees who are critical to its success, you might consider adding key person business insurance to your insurance coverage portfolio.
Designed [...]
Farm insurance is a necessity for any working farm or ranch business in Texas.
Getting the right farm policies so your entire investment and livelihood is protected can be tricky, making it important to understand what is covered and what isn’t.
Make certain that you purchase the right policy for [...]
It should be no surprise to anyone to learn that the number of online businesses is growing at an astronomical rate these days.
One of the most common questions asked from company owners is whether their online business actually needs business insurance and why.
Although it may seem unnecessary when there [...]
As auto and homeowners insurance premiums have continuously risen over the past decade due to rising costs and increased claims filed, the difficult reality is that protecting homes and cars can be pretty expensive.
Facing increasing premiums, it’s normal for consumers to seek ways to cut insurance expenses.
Unsurprisingly, there are [...]
Delay in Start-Up or DSU coverage is an important addition to a contractor’s insurance policy that most builders risk insurance agencies recommend for their clients.
This coverage can prevent devastating financial loss for the builder and owner should a coverable loss occur.
Before purchasing this coverage from a construction risk [...]
Times and economic conditions change and as they do, so does the insurance industry.
With many sectors in the insurance industry seeing more claims and higher losses over the last few years, so too is the construction industry with construction risk insurance premiums slated to increase heading into the New Year.
According to [...]
Although you may dread the bill when it comes, homeowners insurance is an essential part of home ownership that provides critical protection for your home and its belongings.
Home insurance rates can widely vary depending on a number of different factors, some of which may fluctuate over the life of the [...]
Home Owners Associations or HOAs are becoming more common as an increasing number of planned neighborhoods crop up here and there.
HOAs can offer many benefits; however, they also require taking another look at your home owners insurance.
While the HOA organization by itself will typically have its own insurance [...]
