As part of the Board of Directors of an HOA for a planned community, you’re surely aware of the need for the association to carry the right HOA insurance policy to protect the Board and all of its members.
Though HOA policies are critical risk protection for the association, agents [...]
Protecting your home with the right insurance coverage from a home owners insurance agency is an important part of home ownership.
How much you pay for your policy will depend on a number of variables, including those listed in Part 1 of this article.
Below are some additional factors that [...]
A holiday season house fire is one of the most heart-wrenching experiences any family could deal with and is unfortunately seen happening by home owners insurance agencies every year, many times due to carelessness with holiday decorations.
Make sure your home is not one of the residences that experience a [...]
Condominiums are a wonderful investment for many people who want to own their own home but don’t want the upkeep of a house.
If you do own a condo, it’s important that you have proper condominium insurance to protect it; however, condo insurance can be a tricky subject.
Make sure [...]
The COVID-19 pandemic crisis has changed life for millions of people across America, many of whom are now forced to stay at home rather than go to work and must deal with financial, and other concerns as a result.
If you own a home, you may be wondering whether the [...]
Wildfire activity this year is growing in central Texas due to increased temperatures and drier conditions, says the Texas A&M Forest Service.
When these naturally-occurring fires encroach on developed areas, they become a serious threat to homes and buildings that should be properly protected by a good homeowners insurance policy [...]
Time is money, especially in the construction industry, as a delayed start to a building project could create a domino effect that changes the entire project schedule.
As unexpected and unavoidable delays can become expensive losses, builders risk insurance that covers delays in start-up can soften a financial hit.
Unfortunately, [...]
Running a successful business involves input from a number of people, some of whom may have roles critical to the functioning of the company.
If your company has any such employees who are critical to its success, you might consider adding key person business insurance to your insurance coverage portfolio.
Designed [...]
Farm insurance is a necessity for any working farm or ranch business in Texas.
Getting the right farm policies so your entire investment and livelihood is protected can be tricky, making it important to understand what is covered and what isn’t.
Make certain that you purchase the right policy for [...]
It should be no surprise to anyone to learn that the number of online businesses is growing at an astronomical rate these days.
One of the most common questions asked from company owners is whether their online business actually needs business insurance and why.
Although it may seem unnecessary when there [...]
