In the wake of the Covid-19 pandemic and other economic factors, Texas homeowners insurance companies and their insureds are facing unique, challenging times.
Construction costs are surging due to shortages stemming from production and supply chain breakdowns as well as other problems, all of which have created a trickle-down effect [...]
Commercial property insurance is essential insurance coverage for anyone who owns or leases a commercial building where they do business.
Yet there is a little more to it than simply buying a commercial insurance policy for the replacement value of the building.
This brief explanation about how to thoroughly protect [...]
Summer is around the corner and with the rising temperatures, Texans are taking to their swimming pools; however, is it adequately covered by homeowners insurance?
If you do have a pool, you need a good policy from a home owners insurance agency that understands the issues that swimming pools present [...]
Since the year 2000, flooding has been the most prevalent and costly disaster affecting homeowners throughout the country, resulting in billions of claims to homeowners insurance and flood insurance policies.
Since its inception, homeowners have had the ability to apply for flood coverage from the National Flood Insurance Program or [...]
Whether your company builds homes and commercial buildings or is a plumbing company, it is imperative to carry adequate Commercial General Liability or CGL insurance.
Considering all the things that can go wrong during a project, the work of a contractor can be a risky business.
Contractor’s business CGL insurance [...]
No matter what type of business you own, you must have the right business insurance to protect it, yourself, and your customers.
Every business has its own risks; while some coverage like liability may be applicable to all companies, other businesses may have more specific business insurance coverage needs.
Before [...]
Vacation time is here and while this means fun for you and your family, homeowners insurance agents know it also means a higher risk for home break-ins.
Unattended homes are biggest targets and responsible for many homeowners insurance claims.
What can you do to protect yourself?
Follow these security tips [...]
Digital data and personal information now need just as much protection as tangible items.
Cyber insurance can provide one level of protection; however, it should not be considered as the only means of protection.
Internet liability insurance works after a data breach has happened.
The best protection starts with effective [...]
Cars are becoming more technical and connected every year, with most new models offering at least some type of digital convenience and safety features.
These connectivity features are known by carmakers and auto insurance companies as digital telematics and are designed to a variety of things.
Helping both you and [...]
Time is money, especially in the construction industry, as a delayed start to a building project could create a domino effect that changes the entire project schedule.
As unexpected and unavoidable delays can become expensive losses, builders risk insurance that covers delays in start-up can soften a financial hit.
Unfortunately, [...]
