The holidays are here and for many, that means it is time to decorate the house inside and out with strings of twinkling lights and other adornments.
For homeowners insurance agencies, it can mean an increase in damage claims, many due to fires originating with holiday lighting.
Christmas lighting makes [...]
Since the year 2000, flooding has been the most prevalent and costly disaster affecting homeowners throughout the country, resulting in billions of claims to homeowners insurance and flood insurance policies.
Since its inception, homeowners have had the ability to apply for flood coverage from the National Flood Insurance Program or [...]
As the holidays draw near, now is the perfect time for home insurance companies to remind customers to be safe when putting up electrical decorations, especially Christmas tree lights.
Though tree lights are much safer than they used to be, they can still cause fires when not used carefully.
When purchasing commercial insurance in Texas, it is important to remember that commercial property losses are not just of a physical nature.
Business income is also insurable when the coverage is added to a commercial property insurance policy.
Protecting your livelihood is as simple as discussing it with your commercial [...]
Whether your company builds homes and commercial buildings or is a plumbing company, it is imperative to carry adequate Commercial General Liability or CGL insurance.
Considering all the things that can go wrong during a project, the work of a contractor can be a risky business.
Contractor’s business CGL insurance [...]
Commercial property insurance is essential insurance coverage for anyone who owns or leases a commercial building where they do business.
Yet there is a little more to it than simply buying a commercial insurance policy for the replacement value of the building.
This brief explanation about how to thoroughly protect [...]
If you own business property in Texas, one of your priorities should be commercial insurance, and protecting that property and the business.
Of course, times change and the commercial property insurance policy you have had in the past may not be suitable for renewal without a review.
This is especially true [...]
Homeowners insurance companies are finding that the number of home-based businesses operating in America has grown exponentially in the past year and a half, largely because of the COVID-19 pandemic.
Moving work to home has been a great solution for many, whether running a small business from home or doing [...]
Fall is settling in, but winter is right around the corner and your homeowners insurance agency asks this question: are you aware of the top heating safety risks that can affect your home?
Home heating issues are among the top causes of fires and other safety concerns during January and [...]
Digital data and personal information now need just as much protection as tangible items.
Cyber insurance can provide one level of protection; however, it should not be considered as the only means of protection.
Internet liability insurance works after a data breach has happened.
The best protection starts with effective [...]
