A new year is upon us and while only two months into 2022, consumers are seeing higher costs in many things including home and auto insurance premiums.
The economy is changing and as it does, it affects auto and homeowners insurance premiums in multiple ways.
Why are premiums rising?
Here [...]
Business general liability insurance is an essential need for every business, no matter what it is.
In the case of independent contractors, it is even more important for these business owners to have coverage in the form of an appropriate contractors general liability insurance policy.
The idea that independent contractors [...]
If you run a contracting business of any kind in Bryan Texas, you are required to carry business CGL insurance to protect the people and property involved in all of your projects.
Whether your company is small or large or even if you are the only employee and work as [...]
The smell of pumpkin spice everything is in the air announcing the arrival of fall, a time of year when auto insurance agencies start seeing a higher number of accident claims.
Thankfully, it is not the pumpkin spice that is the issue resulting in higher auto insurance claims but rather [...]
Whether your company builds homes and commercial buildings or is a plumbing company, it is imperative to carry adequate Commercial General Liability or CGL insurance.
Considering all the things that can go wrong during a project, the work of a contractor can be a risky business.
Contractor’s business CGL insurance [...]
Since the year 2000, flooding has been the most prevalent and costly disaster affecting homeowners throughout the country, resulting in billions of claims to homeowners insurance and flood insurance policies.
Since its inception, homeowners have had the ability to apply for flood coverage from the National Flood Insurance Program or [...]
With college back in session and so many fans of the local football teams anticipating the upcoming games, homeowners insurance agencies see many homeowners looking to rent their homes out on game-day weekends.
Since weekend home rentals are in demand in some towns, it can be a great way to [...]
Wintertime is a highly dangerous time of year for driving and not just because of icy roads and although insurance providers do see an increased incidence of snow and ice-related accident claims in winter, there are other issues to contend with as well.
Cold weather alone can attribute to the collisions and injuries [...]
Fall is settling in, but winter is right around the corner and your homeowners insurance agency asks this question: are you aware of the top heating safety risks that can affect your home?
Home heating issues are among the top causes of fires and other safety concerns during January and [...]
The holidays are here and for many, that means it is time to decorate the house inside and out with strings of twinkling lights and other adornments.
For homeowners insurance agencies, it can mean an increase in damage claims, many due to fires originating with holiday lighting.
Christmas lighting makes [...]
