The smell of pumpkin spice everything is in the air announcing the arrival of fall, a time of year when auto insurance agencies start seeing a higher number of accident claims.
Thankfully, it is not the pumpkin spice that is the issue resulting in higher auto insurance claims but rather the start to months of special occasions and questionable driving conditions beginning with Halloween.
Keep your driving safe this spooky season and avoid car insurance claims with these helpful Halloween driving tips.
Slow Down!
With more people on the roads on Halloween in vehicles and on foot, slow down to avoid the incidents that can result in a claim to your auto insurance.
Find out when trick-or-treating is in your neighborhood and what hours, then travel at safe speeds for the increased traffic you are likely to come across as kids go house to house and parents drive them around.
Pay Attention!
Especially after dark, expect more activity on the roads during the weekends and days leading up to Halloween and on the night itself.
According to auto insurance agencies, you can avoid accidents by paying careful attention to everything going on around you when driving through neighborhoods.
Watch for people walking, cars backing out of driveways, and passing around large numbers of parked cars where parties may be taking place.
Watch for People and Pets
Be on the lookout for people and especially children in costumes on trick-or-treat nights to reduce the chance of a car accident.
Watch for kids stepping out from between parked cars or suddenly crossing the road in front of you.
Take note of groups of people walking along sidewalks or at the side of the road and pass slowly, ready to stop quickly if necessary.
Also keep an eye out for dogs as many people take their pets trick-or-treating with them.
Avoid Distractions
Auto insurance agencies everywhere stress the fact that distracted driving is very unsafe.
Distractions can be even more unsafe around Halloween time when there is more vehicle and pedestrian activity in the neighborhood.
Turn down the stereo and keep your eyes on the road and pay attention to what is happening around you, both on the roads and on the sidewalks.
Save the snacking and drinking for later and pull over if you need to adjust your GPS or other vehicle controls.
Sometimes, it is the simplest driving distractions that cause events that end in an accident and a claim to your auto insurance policy to cover for damages or injuries that are all avoidable by staying focused while driving.
Don’t Drink and Drive
Above all, don’t get behind the wheel after consuming alcohol while attending a fun Halloween party as well as any other time.
Halloween parties can be loads of fun, but they often include the consumption of alcohol.
Avoid dangerous driving, the possibility of hurting someone, and a potential DWI that can affect not just car insurance rates and eligibility but also many other aspects of your life by not driving after drinking.
Assign a designated driver, get a ride from a rideshare service, or stay the night if necessary.
Keep Halloween Fun By Driving Safely!
Halloween is one of the most liked and enjoyed holidays celebrated by kids and adults alike.
This year and every year, practice safe driving at Halloween time by following these auto insurance safety tips.
Auto insurance agencies stress the need to slow down, pay attention, and keep your eyes peeled for trick-or-treaters and others as the spooky night approaches and people start going out to enjoy themselves.
Careful driving around Halloween means everyone gets to have the fun they anticipated and there are no calls to your car insurance company!
