A huge problem that Texas auto insurance agencies deal with every day is claims against uninsured motorists, which leave insurance companies footing the cost for repairs when their clients are affected by these drivers.

This is partly why auto insurance rates in Texas continue to rise each year, as insurers face ever-increasing costs due to uninsured motorists.

A program in Texas called TexasSure has been helping to lower automobile insurance rates paid by Texas drivers by reducing the number of uninsured motorists on the road!

The Problem of Uninsured Drivers In Texas

There are an estimated 3 million uninsured motorists in Texas, equaling nearly 20% of all drivers on the road today.

Collectively, these drivers increase auto insurance costs for insured drivers by an estimated 9 million dollars annually.

Because auto insurance agencies must protect their customers even in accidents with an uninsured driver, these added insurance costs end up being passed down to Texas drivers who are already paying for car insurance.

Uninsured motorists are a significant contributor to the rising costs of car insurance in the state.

What Is The TexasSure Auto Insurance Verification Program?

TexasSure is a statewide vehicle verification program that connects automobile insurance carriers with other offices like local, county, and state police, vehicle registration offices and inspectors, and county tax offices to help in the identification of uninsured motorists.

This database, provided by the Texas Department of Motor Vehicles, collects information that is submitted weekly by auto insurance companies, making it searchable so that others can quickly determine whether a vehicle is currently covered by personal liability insurance at the state minimum required amount or greater.

It has become an invaluable resource for finding uninsured vehicles and taking steps to enforce Texas minimum insurance mandates or get those vehicles off the road entirely.

How Does TexasSure Help Reduce Automobile Insurance Rates?

The TexasSure program helps get uninsured motorists off the road so they are less likely to be involved in car accidents that cost auto insurance carriers and their customers extra money.

In doing so, the hope is that this will staunch the funds being spent on damages caused by uninsured motorists, which insured Texas drivers end up paying for in the form of higher insurance rates.

Currently, it is estimated that the TexasSure program has provided over 100 million dollars in automobile insurance savings to Texas drivers since the program’s start in 2008.

Every other state that uses a similar type of vehicle insurance verification system has also seen a marked reduction in the number of uninsured drivers on the road.

Get More Info About TexasSure From An Auto Insurance Agency

Texas drivers who have questions about the TexasSure program or their own auto insurance policy can get more information from a respected car insurance company.

Auto insurance agencies are happy to help customers ensure they are carrying the minimum required insurance amounts and explain why sometimes the minimum coverage is not enough.

Get a cost-effective automobile insurance policy that will keep drivers protected, even if they are involved in an accident with an uninsured motorist!