One common oversight many small business owners make is not getting commercial auto insurance when it is needed. Obviously, a large business needs commercial vehicle insurance because company cars are used on a regular basis to make deliveries or for other business purposes.
As a small business owner, did you [...]
If you are a homeowner, the two best ways to protect your home is with homeowners insurance and a home security system. A good security system will both reduce your chance of loss due to a break in and could reduce your home owners insurance premium.
There are [...]
Builders must carry the right contractors general liability insurance to protect themselves and their customers against losses that can occur during a construction project. It is important for contractors to understand that contractors insurance is different than any other type of liability insurance, complete with its own limitations [...]
Flood insurance has become one of the most controversial topics that affects homeowners today, along with the homeowners insurance agents who serve them. Although the National Flood Insurance Program (NFIP) exists to protect property owners, there are certain faults with this program that prevent property owners from receiving the [...]
Builders insurance is something that every builder and project investor needs to protect their investment. From groundbreaking to the moment of completion, it is impossible to predict what perils could affect your construction project. This is why it is essential to have the right construction risk insurance.
Whether [...]
College time is right around the corner and for those traveling to school, this means living in dorms or rented apartments. One common oversight that many parents make is failing to think about insurance and whether their kids are covered under their home owners insurance policy. Before you send your [...]
Every builder knows that builders insurance is an essential part of a project, for both their protection and the protection of their clients. Yet there are differing opinions as to who should actually purchase these policies; some believe the responsibility lies with the owner of the building [...]
Almost all businesses operate at least partially online. Because even small businesses depend on the internet and wireless connectivity, cybersecurity should be a main business concern. Since smaller businesses are a prime target for cyber criminals, you also need business insurance coverage for protection in the event your [...]
When considering the different types of personal insurance you may need, it is important to evaluate whether you should obtain umbrella insurance to protect your personal assets. It is important to know that assets such as certain possessions, investments, and financial accounts could be at risk should you [...]
Lightning affects homes more frequently than most people realize, causing extensive damage in multiple ways. Because lightning strikes do not have to hit a house to cause damage, it is important that homeowners insurance cover this type of damage. This is especially true in areas where there [...]