Home owners insurance is something that every homeowner needs and is actually required for homes that are financed in any way. Of course even homes that are paid for should be protected with a good home insurance policy. These policies may seem expensive when premium payment is due; [...]
Owners of commercial properties in Texas are facing challenging times right now as business investment property insurance costs have begun to rise in 2018. These are more substantial increases than the typical, expected commercial insurance increases.
Recent natural disasters in Texas and throughout the country have set the stage for significant changes [...]
Data breaches can be extremely harmful to both businesses and individuals.
Unfortunately, insurance companies are aware that the losses associated with data theft and destruction don’t stop at the cost of computer repair.
This is why having privacy insurance is so important.
Recovering from the damages sustained after a data [...]
Summertime is here, which for many means a lot of traveling for vacation, weekends away, and even day trips. Home owners insurance agents recognize summer travel to be one of the main times your home could be at risk.
So what should you do to protect your house while [...]
To obtain a home owners insurance policy that provides enough coverage for all personal property, homeowners must have an accurate idea of their possessions and their value. Creating an inventory of personal property is the best way for homeowners to do this. Although not required by home insurance [...]
Cyber crime is on the rise, putting businesses both small and large as well as individuals at risk.
The need for cyber insurance has never been greater.
Providers offering internet liability insurance often find that many do not actually understand this important type of coverage is and whether or not they need it.
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Social media is everywhere today and most people use it. Did you know that what you say on social media can become a personal liability? If you use social media, it may be beneficial to add a personal injury liability endorsement to your homeowners insurance policy. When added to your home [...]
One common oversight many small business owners make is not getting commercial auto insurance when it is needed. Obviously, a large business needs commercial vehicle insurance because company cars are used on a regular basis to make deliveries or for other business purposes.
As a small business owner, did you [...]
If you are a homeowner, the two best ways to protect your home is with homeowners insurance and a home security system. A good security system will both reduce your chance of loss due to a break in and could reduce your home owners insurance premium.
There are [...]
Builders must carry the right contractors general liability insurance to protect themselves and their customers against losses that can occur during a construction project. It is important for contractors to understand that contractors insurance is different than any other type of liability insurance, complete with its own limitations [...]
