Home Owners Associations or HOAs are becoming more common as an increasing number of planned neighborhoods crop up here and there.
HOAs can offer many benefits; however, they also require taking another look at your home owners insurance.
While the HOA organization by itself will typically have its own insurance [...]
A key element in keeping any business running if some kind of disaster or substantial loss happens to your company is having the right business insurance coverage.
A well-written business owners insurance policy provides coverage for losses such as physical damage to property, loss of equipment and inventory, and similar [...]
If your company has a board of directors or other high official positions and face a certain amount of liability risk, you may consider taking out Directors & Officers or D&O liability insurance to protect them.
Available from many business insurance agencies, this coverage provides important protection to those responsible [...]
Protecting your home with the right insurance coverage from a home owners insurance agency is an important part of home ownership.
How much you pay for your policy will depend on a number of variables, including those listed in Part 1 of this article.
Below are some additional factors that [...]
As part of the Board of Directors of an HOA for a planned community, you’re surely aware of the need for the association to carry the right HOA insurance policy to protect the Board and all of its members.
Though HOA policies are critical risk protection for the association, agents [...]
If you are buying your first house in Texas, an essential part of your purchase transaction is buying a homeowners insurance policy to protect your investment and personal property.
Home owners insurance is similar to other types of insurance as it provides you with affordable protection against common risks that [...]
Did you know that kitchen fires are the leading cause of home fires that result in a claim to homeowners insurance?
Cooking fires are common, especially during the holiday season when celebrating and cooking go hand in hand.
With Fire Prevention Day on October 9th right around the corner, here [...]
Business use of a personal vehicle can lead to problems you might not be expecting.
If you own a business in Texas and have any company cars, those vehicles should be covered by a business commercial auto insurance policy.
Because commercial auto insurance and personal auto insurance are two different [...]
Your home insurance policy is designed to protect your house and personal belongings should some kind of damaging event occur.
Homeowners insurance policies do have limits and some may not cover everything you assume they would.
That’s why it’s so important that you understand what is actually covered by your [...]
Though it may not be a common occurrence, power lines falling in the wintertime can happen and cause considerable damage to your home.
More importantly, while your homeowners insurance policy will handle any physical damage sustained, downed electrical lines can be deadly to people and animals, so they must be [...]
