If your company has a board of directors or other high official positions and face a certain amount of liability risk, you may consider taking out Directors & Officers or D&O liability insurance to protect them.
Available from many business insurance agencies, this coverage provides important protection to those responsible [...]
Protecting your home with the right insurance coverage from a home owners insurance agency is an important part of home ownership.
How much you pay for your policy will depend on a number of variables, including those listed in Part 1 of this article.
Below are some additional factors that [...]
As part of the Board of Directors of an HOA for a planned community, you’re surely aware of the need for the association to carry the right HOA insurance policy to protect the Board and all of its members.
Though HOA policies are critical risk protection for the association, agents [...]
If you are buying your first house in Texas, an essential part of your purchase transaction is buying a homeowners insurance policy to protect your investment and personal property.
Home owners insurance is similar to other types of insurance as it provides you with affordable protection against common risks that [...]
Every property, whether owned for personal use or as an investment, requires the protection of insurance.
In the cases of rental or lease properties, this protection falls under the category of business investment property insurance and is different than a renter’s policy a tenant might take out.
Applicable for any [...]
If saving money on car insurance is something you would like to do, a usage-based insurance policy may be an option.
This type of policy sold by some car insurance agencies can be great for certain drivers; however, it may not be suitable for all drivers.
Will a usage-based policy [...]
Your home insurance policy is designed to protect your house and personal belongings should some kind of damaging event occur.
Homeowners insurance policies do have limits and some may not cover everything you assume they would.
That’s why it’s so important that you understand what is actually covered by your [...]
Hurricanes are a growing threat to homes, especially in many parts of Texas and your first line of defense against them is a good homeowners insurance policy that adequately covers the structure and its contents.
Is your current policy limits still enough?
As any homeowners insurance agent can tell you, [...]
Though it may not be a common occurrence, power lines falling in the wintertime can happen and cause considerable damage to your home.
More importantly, while your homeowners insurance policy will handle any physical damage sustained, downed electrical lines can be deadly to people and animals, so they must be [...]
The risk of flooding is on the rise, a concern that many homeowners insurance agencies are beginning to stress to customers across the country.
Though there are many reasons for increased flooding being seen throughout the country and in specific areas already known to have higher risk like parts of [...]
