Every homeowners insurance policy has some kind of deductible that the homeowner is responsible for when making a claim.
Deductibles are an additional expense on top of the cost of the premium.
To get the most value for your policy and keep your payments comfortably manageable, homeowners insurance agents recommend [...]
Securing your home to prevent a burglary is important. While making sure your home is protected and to prevent filing a claim with your homeowners insurance, have you considered your garage door? Of all the areas of your home where unwanted visitors could gain access, homeowners insurance [...]
A home appraisal is an inspection that assigns a value to your house based on its size, age, condition, location, and other factors. These appraisals are essential before a buyer can obtain a mortgage or purchase homeowners insurance from local homeowners insurance agents.
As a seller, you [...]
Lightning affects homes more frequently than most people realize, causing extensive damage in multiple ways. Because lightning strikes do not have to hit a house to cause damage, it is important that homeowners insurance cover this type of damage. This is especially true in areas where there [...]
College time is right around the corner and for those traveling to school, this means living in dorms or rented apartments. One common oversight that many parents make is failing to think about insurance and whether their kids are covered under their home owners insurance policy. Before you send your [...]
Flood insurance has become one of the most controversial topics that affects homeowners today, along with the homeowners insurance agents who serve them. Although the National Flood Insurance Program (NFIP) exists to protect property owners, there are certain faults with this program that prevent property owners from receiving the [...]
If you are a homeowner, the two best ways to protect your home is with homeowners insurance and a home security system. A good security system will both reduce your chance of loss due to a break in and could reduce your home owners insurance premium.
There are [...]
Social media is everywhere today and most people use it. Did you know that what you say on social media can become a personal liability? If you use social media, it may be beneficial to add a personal injury liability endorsement to your homeowners insurance policy. When added to your home [...]
Insurance fraud in the form of hail damage claims have
Fraudulent hail damage claims have been on the rise, with
