One of the most common causes of homeowners insurance claims in Texas is damage suffered during a convective storm.
Insurance agencies have seen a rise in these storms over the past decade or so, increasing home claims as well as insurance premiums.
To understand the effect these storms have on [...]
Drivers in Texas are required to carry a minimum amount of auto insurance to protect themselves and others in the event of a car accident.
Unfortunately, auto insurance agencies frequently find that the minimum required coverage is not enough, especially in accidents that result in serious injuries and substantial property [...]
When purchasing insurance for a Texas rental property, landlords must address the issue of property vacancy and how it can affect their insurance coverage.
Property vacancy is a risk that is specific to rental properties and a protection that an insurance agent should include in any rental policy.
Read on [...]
Whether running a large hotel or a small bed-and-breakfast, hotel insurance is essential protection for proprietors of these types of businesses in Texas.
Choosing the right hotel business insurance can be a bit tricky, as no two of these establishments are the same.
To ensure proper coverage, business owners should [...]
Homeowners insurance provides essential protection when an owner’s home becomes damaged in some way.
Typically, insurance agents see claims related to storm damage, fire, and other no-fault accidents or mistakes that cause damage to the house.
Other times, homeowners insurance agencies deal with more unique cases where another person might [...]
One of the most important advantages of having a comprehensive homeowners insurance policy is the protection against serious events like total loss fires that it provides.
Experienced homeowners insurance agents find that when families are displaced due to a fire, having the most thorough coverage on their policy matters.
A [...]
HOA insurance is something that every homeowner’s association needs.
Whether the HOA manages an existing neighborhood or when a new building project is begun, HOA liability insurance is critical protection for the association and everyone who is a part of the HOA
With so many potential liabilities faced by these [...]
Life insurance provides people a way to prepare for the inevitable, even when it comes too soon.
What many may not consider is how a person’s passing can negatively affect not only their family but also their business.
Key person business life insurance protects businesses in these cases in the [...]
A lesser-known policy that an insurance agency can provide is employment practices liability insurance or EPLI.
Insurance agencies may suggest this coverage for business owners as it can provide affordable protection against messy lawsuits that can quickly destroy a small business.
This real-life account of how EPLI from a business [...]
Over the last decade, employment practices liability insurance has become increasingly critical for business owners who face rising threats of employee claims against them.
This insurance provides essential protection for companies when disagreements between owners and/or management and the staff result in a civil lawsuit.
Most importantly, business owners should [...]
