Hurricanes are extremely damaging forces that are not uncommon in Texas.
When purchasing homeowners insurance, many owners worry about the more obvious damage that could happen to their homes while often ignoring the possibility of flooding.
In some parts of the state, every home insurance policy should include flood protection, [...]
One of the worst things that a business owner can encounter is a lack of business owner insurance when facing a liability claim.
The right business owner policy covers more than just the obvious perils related to business operations.
Sometimes, it is the simple accidents and mistakes that can cost [...]
Personal umbrella insurance provides inexpensive coverage where standard liability insurance protection ends.
Though the average individual may believe it to be a policy sold by their insurance agency that they have no use for, umbrella coverage can protect in some unexpected ways.
Find out why personal umbrella insurance is so [...]
Insuring a condo property is much different than doing so with a stand-alone, single-family home.
Unfortunately, this has led to many unit owners purchasing the wrong insurance for their condos, or none at all in the worst case scenarios, leaving them unexpectedly responsible for covering costly damages.
Avoid this possibility [...]
A huge problem that Texas auto insurance agencies deal with every day is claims against uninsured motorists, which leave insurance companies footing the cost for repairs when their clients are affected by these drivers.
This is partly why auto insurance rates in Texas continue to rise each year, as insurers [...]
One of the most common causes of homeowners insurance claims in Texas is damage suffered during a convective storm.
Insurance agencies have seen a rise in these storms over the past decade or so, increasing home claims as well as insurance premiums.
To understand the effect these storms have on [...]
Drivers in Texas are required to carry a minimum amount of auto insurance to protect themselves and others in the event of a car accident.
Unfortunately, auto insurance agencies frequently find that the minimum required coverage is not enough, especially in accidents that result in serious injuries and substantial property [...]
When purchasing insurance for a Texas rental property, landlords must address the issue of property vacancy and how it can affect their insurance coverage.
Property vacancy is a risk that is specific to rental properties and a protection that an insurance agent should include in any rental policy.
Read on [...]
Whether running a large hotel or a small bed-and-breakfast, hotel insurance is essential protection for proprietors of these types of businesses in Texas.
Choosing the right hotel business insurance can be a bit tricky, as no two of these establishments are the same.
To ensure proper coverage, business owners should [...]
Homeowners insurance provides essential protection when an owner’s home becomes damaged in some way.
Typically, insurance agents see claims related to storm damage, fire, and other no-fault accidents or mistakes that cause damage to the house.
Other times, homeowners insurance agencies deal with more unique cases where another person might [...]
