With digital threats steadily on the rise, cybersecurity and protecting businesses with appropriate cybersecurity insurance should be a top concern for all business owners.
Yet most business insurance agencies offering cybersecurity coverage advise their clients that the best protection is prevention when it comes to digital security.
Avoid making claims to [...]
Trick-or-Treat time is almost here and that means neighborhoods full of kids will be out after dark in search of holiday treats.
It also means that drivers need to take extra care to avoid accidents and having to file a claim with their auto insurance.
Children are twice as likely [...]
If you own a home, you obviously need home owners insurance.
Did you know there is a basic national form for homeowners insurance which may vary by state as to offered coverage?
In Texas, home owners insurance agents can write four different types of policies.
Purchasing the right policy for [...]
Your home insurance policy is designed to protect your house and personal belongings should some kind of damaging event occur.
Homeowners insurance policies do have limits and some may not cover everything you assume they would.
That’s why it’s so important that you understand what is actually covered by your [...]
The weather is getting nicer outside, making it a great time to start those renovations you’ve been wanting to do on your house.
Before you hire a contractor for those renovations, is your home covered with the right insurance for the project?
It might be easy to assume your contractor's [...]
Vacation time is here and while this means fun for you and your family, homeowners insurance agents know it also means a higher risk for home break-ins.
Unattended homes are biggest targets and responsible for many homeowners insurance claims.
What can you do to protect yourself?
Follow these security tips [...]
Hurricanes and severe storms can wreak havoc on your home, especially if there is flooding and other catastrophic damage involved.
A good home insurance policy is your first defense against damage to your house; however, be warned that there is certain damage not covered by most standard policies.
To make [...]
Cars are becoming more technical and connected every year, with most new models offering at least some type of digital convenience and safety features.
These connectivity features are known by carmakers and auto insurance companies as digital telematics and are designed to a variety of things.
Helping both you and [...]
Wildfire activity this year is growing in central Texas due to increased temperatures and drier conditions, says the Texas A&M Forest Service.
When these naturally-occurring fires encroach on developed areas, they become a serious threat to homes and buildings that should be properly protected by a good homeowners insurance policy [...]
Protecting your home with the right insurance coverage from a home owners insurance agency is an important part of home ownership.
How much you pay for your policy will depend on a number of variables, including those listed in Part 1 of this article.
Below are some additional factors that [...]
