Many neighborhoods that include condos and single-family homes require property owners to be a part of a homeowner’s association. These groups carry home HOA insurance, which covers them against liability and other losses that occur within the community, protecting association members both legally and financially. Many association members [...]
Home owners insurance is a staple that any person who owns a house needs to protect their dwelling and its contents. Yet what many homeowners may not realize is there are limitations on what property is actually covered by home insurance. In particular, this applies to antiques [...]
To obtain a home owners insurance policy that provides enough coverage for all personal property, homeowners must have an accurate idea of their possessions and their value. Creating an inventory of personal property is the best way for homeowners to do this. Although not required by home insurance [...]