Although the basics of insuring personal and business vehicles are similar, a commercial auto insurance policy is required to protect businesses against common auto liabilities.

Business auto insurance is designed to protect businesses, their owners, and employees against all that can occur while doing business.

A policy from a commercial auto insurance agency protects businesses from damages and liabilities due to accidents, underinsured and uninsured motorists, vehicle damage, and more.

Who Needs A Business Auto Insurance Policy?

Commercial auto insurance is a necessity for any businesses that use company vehicles and even some that do not.

While a commercial policy is required to cover vehicles owned by the business, some policies may also cover personal vehicles owned by employees when used for business reasons.

Separate policies written by a commercial auto insurance agency may provide protection for business car rental and other vehicle use for business purposes.

Regardless of how a company uses a vehicle, owned or not, some form of commercial auto coverage is essential.

How Does Commercial Auto Insurance Protect Businesses?

A business auto insurance policy provides liability coverage for employees of the business while also protecting company vehicles.

This may be especially important for companies using specialized vehicles or those built with unique equipment that can be expensive to repair or replace.

A policy from an experienced commercial auto insurance agency can also protect against underinsured and uninsured motorists, coverage that is especially important these days in Texas, where there is a high number of uninsured drivers.

Properly written commercial auto policies provide the protection that every business owner needs according to the type of business their vehicles are used for, their location, the number of vehicles, and other details.

With this cost-effective coverage, the risk to the business and its owners is minimized.

Why Do Small Business Owners Need Commercial Auto Insurance?

In this short, informative video, Brad Hurt, partner at Service Insurance Group, reviews the importance of commercial auto insurance and why these policies are so necessary for small business owners in Texas.

Get Business Auto Insurance from An Experienced Insurance Agency

No matter what type of business a company deals in, a commercial auto insurance policy is necessary to properly protect their vehicles and employees.

A commercial auto insurance agency that understands different businesses as well as the risks they face and can find a carrier willing to cover those risks at a competitive price is the best partner for providing this protection.

With the right business auto insurance policy, owners can operate their companies with the confidence that they have all of the coverage needed to protect their business and everyone involved with it!