Business Owner Insurance
A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that protects your business from a variety of risks, unique to you.
General Liability
Virtually every type of business or operation would be well served to secure liability insurance. We will work with you to help avoid potential openings or gaps in this valuable coverage paired with competitive premiums.
Commercial Property Insurance
Your assets need protection from various perils which threaten value, ability to conduct business, or both. Our experienced brokers will comb the market for appropriate coverage and fair costs in order to protect your equity.
Business Auto Insurance
Whether its one pickup or a fleet of vehicles, auto insurance is an important part of protecting yourself, your business, and employees. We can help implement coverage that protects your assets and business from exposures on the road.
Workers Compensation
Protecting your business from the liability created by employees and their potential injury or work related illness is incredibly important. Providing peace of mind for you and your employees is what we will work together with you to accomplish.
Professional Liability
Certifications, designations, or advanced degrees are not easily obtained and your experience and time in the business world are commendable. Our agents will work to provide liability matching your expertise and exposure.
Commercial Umbrella Insurance
Often basic liability limits are not enough to protect your business from exposures that exist or fulfill contractual requirements. We are experienced in excess and umbrella liability and will give you options that work for you.
Bonds
Businesses of all types require bonding. Our surety markets will review your operation and history and work with us to offer solutions for virtually any commercial or contract surety need.
Builders Risk
Insuring against various causes of loss matters for almost any project whether its a remodel or new construction. From the smallest addition to multi-million dollar developments, we know the market and will secure a solution that’s priced fairly and provides valuable protection.
Directors & Officers Liability (D&O)
From a homeowners association to a non-profit entity, group or bank board members are left with an exposure by volunteering their time and effort. We will find good options to cover this exposure and help limit liability.
Employment Practice Liability (EPLI)
Defending yourself or your business against claims of improper hiring or firing practices, lack of promotion, demotion, discrimination, harassment, or more can be very expensive. Even false claims can leave your business holding the bag, so we will help secure the protection you deserve.
Key Person Insurance
If the unforeseen were to happen to you, your partner, or a key individual in your organization – could your business survive, or would that loss leave you with a partner you never intended? We can help you protect yourself, your family, and your business from this potential outcome.
Start-Up Enterprises
For new ventures, finding the coverage you need or even discovering what that might be while not spending all of your capital is key. We have helped hundreds of start-ups as they have gotten off the group, and we can help you too!