Builders Insurance Information

Coverage Summary

Liability Coverage

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Service Insurance Group Inc. brings you a program tailored for Texas Association of Builders members. Our program includes pricing consideration and possible coverage enhancements over existing programs including:

  • Broad General Liability coverage provided by admitted, Texas-based insurers
  • Limits up to $2,000,000 on primary policy
  • Excess Limits available over underlying on Separate policy
  • Pricing – Exclusive rates for members of Texas Association of Builders
  • Discounts – Provided when TAB endorsed subcontractor contracts and home buyer warranties are used
  • Prior Completed Work
  • 3rd Party Action over Coverage
  • Subsidence
  • Contract Liability
  • Subcontracted Work- Covered whether completed by Insured or Uninsured subs
  • Construction Defect Coverage
  • Deductibles – Beginning at $1,000 per claim with up to $10,000 available for rate reduction
  • Payment Plan – 17.5% down + policy fee & 10 monthly installments available


Request Builders Risk Quote Here!




Special Form Coverage which includes coverage for the structures as well as material stored at the site that is to become a permanent part of the structure. Material stored at temporary sites and while in transit also has coverage limits included. Some of the physical loss coverages to you property include:

  • Fire
  • Falling Objects
  • Lightning
  • Vandalism
  • Wind
  • Glass
  • Hail
  • Collapse
  • Explosion
  • Theft
  • Smoke


  • Monthly reporting forms
  • Annual reporting forms
  • Single shot policies for large value items
  • Deductibles ranging from $1,000 – $10,000 for premium savings

Other Coverages Available:

  • Contractors Equipment
  • Automobile
  • Workers Compensation
  • Bonds
Program not specifically endorsed by the Texas Association by Builders.