When purchasing insurance for a Texas rental property, landlords must address the issue of property vacancy and how it can affect their insurance coverage.
Property vacancy is a risk that is specific to rental properties and a protection that an insurance agent should include in any rental policy.
Read on [...]
Whether running a large hotel or a small bed-and-breakfast, hotel insurance is essential protection for proprietors of these types of businesses in Texas.
Choosing the right hotel business insurance can be a bit tricky, as no two of these establishments are the same.
To ensure proper coverage, business owners should [...]
Homeowners insurance provides essential protection when an owner’s home becomes damaged in some way.
Typically, insurance agents see claims related to storm damage, fire, and other no-fault accidents or mistakes that cause damage to the house.
Other times, homeowners insurance agencies deal with more unique cases where another person might [...]
One of the most important advantages of having a comprehensive homeowners insurance policy is the protection against serious events like total loss fires that it provides.
Experienced homeowners insurance agents find that when families are displaced due to a fire, having the most thorough coverage on their policy matters.
A [...]
HOA insurance is something that every homeowner’s association needs.
Whether the HOA manages an existing neighborhood or when a new building project is begun, HOA liability insurance is critical protection for the association and everyone who is a part of the HOA
With so many potential liabilities faced by these [...]
Life insurance provides people a way to prepare for the inevitable, even when it comes too soon.
What many may not consider is how a person’s passing can negatively affect not only their family but also their business.
Key person business life insurance protects businesses in these cases in the [...]
A lesser-known policy that an insurance agency can provide is employment practices liability insurance or EPLI.
Insurance agencies may suggest this coverage for business owners as it can provide affordable protection against messy lawsuits that can quickly destroy a small business.
This real-life account of how EPLI from a business [...]
Over the last decade, employment practices liability insurance has become increasingly critical for business owners who face rising threats of employee claims against them.
This insurance provides essential protection for companies when disagreements between owners and/or management and the staff result in a civil lawsuit.
Most importantly, business owners should [...]
Whether a person serves on their local HOA board or is on the Board of Directors of a business, that person has certain liability risks that may apply to them.
Director’s and officer’s liability insurance is coverage specifically designed to protect people in these positions.
This policy, available from a [...]
The population in Texas is growing in leaps and bounds every year and to keep up with that growth, a large amount of construction is needed.
Builders' risk insurance is an important protection that every Texas contractor needs.
Sold by insurance agencies that specialize in commercial insurance, business risk policies [...]
