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Understanding Wind Damage to Homes in Texas!

Home Owners Insurance in College Station Texas

Texas is one of many regions in the United States that experiences severe winds capable of causing a significant amount of damage. Not only does the state see deadly tornadoes and hurricanes, many areas also experience different types of straight line winds. Homeowners insurance companies know such winds [...]

May 1st, 2017|

Helping A Teen Learn About Driving on Texas Roads!

Personal Auto Insurance in College Station Texas

Getting a driver's license is a huge step in every teen’s life. Once covered under their parent’s personal auto insurance, most teenagers are excited to get behind the wheel and learn what it takes to operate a car. To ensure teenagers obtain the best driving education possible, parents [...]

April 11th, 2017|

Bunk Bed Risks – How to Avoid Using Homeowners Insurance!

 

Bunk beds are a lot of fun for kids, and help adults handle the needs of a growing family. As any good homeowners insurance company can tell you, they can also be dangerous, and the cause of injuries to children, and property damage. Children are injured every [...]

December 16th, 2015|

Auto Insurance and Newlyweds – Policy Combining Decisions!

 

Getting married is an exciting time in a couple’s life; it is also a time for making some important family decisions. Marriage can affect personal auto insurance policies and newlyweds should research whether combining policies is right for them. Combining policies can offer some definite benefits; however, [...]

November 13th, 2015|

Insurance Agents – Do You Know The Different Types?

 

Buying any type of insurance can be confusing, with a wide selection of insurance types and companies available to provide insurance policies. It is important to understand that not all insurance agents work for a specific insurance agency, as others work independently in a variety of ways. [...]

October 28th, 2015|

Understanding Texas Contractors General Liability Insurance!

 

To protect against claims of damage or injury, contractor and commercial construction businesses in Texas must carry contractors general liability insurance. In most cases, a contractor cannot start a job for a client unless they first furnish proof of insurance. Contractors insurance, or construction liability insurance, differs [...]

August 28th, 2015|

Hail Claims and Insurance Fraud – Part 3 of 3 – What Are The Solutions?

Insurance fraud in the form of hail damage claims have increased exponentially over the past five or more years, creating significant problems for every homeowners insurance company, as well as the clients they serve. Even the best homeowners insurance agencies in certain regions have been affected by this negative trend, and the resulting changes occurring in […]

July 14th, 2015|

Hail Claims and Insurance Fraud Part 2 – What Are The Red Flags?

Fraudulent hail damage claims have been on the rise, with many homeowners becoming the target of unscrupulous roofing contractors looking for financial gain. These contractors hope to convince unsuspecting homeowners that they have hail damage to their roofs and need a new one. Insurance coverage companies are becoming wise to these practices and the best home owners insurance […]

June 18th, 2015|

Hail Claims and Insurance Fraud – Part 1 of 3 – How Did It Happen?

Insurance fraud is nothing new; it is something almost all insurance companies must contend with. In the past decade, insurance agencies that provide home owners insurance have faced increasing numbers of fraudulent insurance claims, especially concerning hail-damaged roofs. While there is no argument that hail damage does occur, particularly in Texas where storms are more […]

May 14th, 2015|

College Students and Insurance – What Policies Do They Need?

Going off to college is an exciting time in a student’s life. It can also be a time of worry and stress for parents, who often wonder what preparations they must make when college time comes around. One often-overlooked area of concern regarding students away from home at school is insurance coverage. Experienced insurance agents agree that […]

April 28th, 2015|